Terms of Use

Last updated 1 July 2026

What this website is

This website is operated by Tomorrow Life, Inc., doing business as LifePolicies-Help, an independent life-insurance agency. It is an invitation to inquire about life insurance. It is not an offer to sell insurance, and it is not a solicitation in any state where Tomorrow Life or the responsible agent is not licensed.

This is education, not advice

Everything here is general information about how indexed universal life insurance works. It is not tax, legal, accounting or investment advice, and it is not a recommendation that any particular policy is suitable for you. Suitability is determined by a licensed agent and the issuing carrier, based on your circumstances. Consult your own tax advisor or attorney about your situation.

No projections appear here

This site shows no policy values, rates of return or income figures, and its diagrams are conceptual and carry no figures of any kind. Any illustration of policy values is produced only through carrier-approved illustration systems, after a discovery conversation, and in accordance with applicable illustration regulations. Every such illustration shows both a guaranteed column and a non-guaranteed column.

Accuracy

Product features, availability, riders and rates vary by state and by carrier, and change over time. We work to keep this site accurate but do not warrant that it is complete or current. Where this site and a policy contract differ, the policy contract governs.

What you submit

You agree that the information you submit is accurate, that you are 18 or older, and that you are the regular user of the phone number you provide. Please do not submit someone else’s number, and do not submit sensitive personal information through this site. See the Privacy Policy.

Contact permission

If you check the consent box, you agree to be contacted about your requested review, including by automated dialing system, prerecorded voice and SMS, where permitted by law. Consent is not a condition of purchase. You can request a review without giving that consent by calling us. You can withdraw consent at any time by replying STOP, telling an agent, or emailing privacy@lifepolicies-help.com.

Limitation of liability

To the extent permitted by law, LifePolicies-Help is not liable for indirect or consequential loss arising from your use of this website. Nothing in these terms limits any liability that cannot be limited under applicable law, and nothing here affects your rights under any policy actually issued to you.

Governing law

These terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules.

Contact

Tomorrow Life, Inc., d/b/a LifePolicies-Help. 37 N Orange Ave, Orlando, FL 32801. (833) 214-7788