Privacy Policy

Last Updated: 07/13/2023

Welcome to LifePolicies Help (“Company,” “we,” “us,” or “our”). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or otherwise interact with our Services.

Note: This Privacy Policy includes provisions that comply with the California Consumer Privacy Act (CCPA). If you are a California resident, you have additional rights, as described in the "Your California Privacy Rights" section below.

1. Scope & Acceptance

By using our website or any related services (collectively, the “Services”), you acknowledge that you have read and understood this Privacy Policy. If you do not agree with our practices, please discontinue using our Services immediately.

2. Information We Collect

The types of information we collect depend on how you interact with us and our Services. This may include:

Personal Identifiers: Name, email address, phone number, or similar identifiers you provide when you contact us or submit an inquiry.
Internet/Network Information: IP address, device type, browser information, operating system, and referring URL to analyze trends and administer our site.
Usage Details: Information about how you navigate and use our Services, such as pages viewed, time spent on pages, and links clicked.
Cookies & Tracking Technologies: We may use cookies, web beacons, and similar technologies to personalize your experience and gather analytics.

3. How We Use Your Information

We may use the information we collect for purposes including, but not limited to:

Providing and improving our Services, including customer support.
Communicating with you regarding updates, promotional offers, or other relevant information.
Analyzing site usage to enhance user experience and optimize site performance.
Complying with applicable laws, regulations, or legal process, and enforcing our legal rights.

4. How We Share Your Information

We may share your information in the following contexts:

Service Providers: We engage third-party companies to perform services on our behalf (e.g., hosting, analytics, marketing). These Service Providers only receive the information necessary to perform their respective services and are bound by confidentiality obligations.
Legal & Compliance: We may disclose your data when required to do so by law or in response to valid legal requests (e.g., subpoenas, court orders, or government demands).
Business Transfers: If we merge, acquire, or sell our assets, your personal information may be transferred as part of the transaction.
Consent: We may share your personal information with your explicit consent or at your direction.

5. Cookies & Tracking

Our website uses cookies and similar technologies to enhance user experience and gather usage analytics. You can usually modify your browser settings to block or notify you about these technologies, though doing so may affect the functionality of our Services.

6. Data Retention & Security

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. We use commercially reasonable safeguards to help protect your data from unauthorized access or disclosure. However, no security measures are foolproof, and we cannot guarantee absolute security.

7. Children’s Privacy

Our Services are not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such data, please contact us, and we will take prompt steps to delete it.

8. International Data Transfers

If you access our Services from outside the United States, please note that your information may be transferred to, stored, and processed in the U.S. where our servers are located. Data protection laws in the U.S. may differ from those in your country. By using our Services, you consent to these transfers.

9. Your California Privacy Rights

Scope: This section applies to California residents and addresses the rights granted to them under the California Consumer Privacy Act of 2018 (“CCPA”).

A. Categories of Personal Information Collected

In the past 12 months, we have collected the following categories of personal information (as defined under the CCPA):

Category	Examples	Collected?
Identifiers	Name, email address, phone number	Yes
Internet or Network Activity	Browsing history, IP address, device information	Yes
Geolocation Data	Approximate location derived from IP address	Yes
Professional or Employment Information	Resume details if you apply for a job with us	No (unless you apply for employment)
Inferences Drawn	Preferences or characteristics derived from usage	Yes

B. Rights Under the CCPA

Right to Know: You have the right to request that we disclose the specific pieces of personal information we have collected about you, as well as the categories of information, sources, and purposes for collection.
Right to Delete: You have the right to request the deletion of personal information we have collected about you, subject to certain exceptions.
Right to Opt Out of Sale: We do not sell your personal information. If we did, you would have the right to opt out of such sales.
Right to Non-Discrimination: We will not discriminate against you for exercising your rights under the CCPA.

C. How to Exercise Your California Rights

If you are a California resident, you may submit a request by contacting us at:

Phone: (833) 778-2563

Please include “CCPA Request” when calling. We will need to verify your identity before processing your request. You may also designate an authorized agent to make a request on your behalf, subject to proof of authorization.

10. “Do Not Track” Signals

Currently, our Services do not respond to “Do Not Track” (DNT) signals. There is no universally accepted standard for DNT, and we will continue to review emerging technologies and standards.

11. Third-Party Links

Our Services may contain links to third-party sites that are not operated by us. We are not responsible for the privacy practices or content of such sites. We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we do, we will revise the “Last Updated” date at the top of this page. We encourage you to review this page periodically to stay informed about how we collect and protect your information.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Phone: (833) 317-4751