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LifePolicies-Help Independent agency

Privacy Policy

This policy explains what Tomorrow Life, Inc., doing business as LifePolicies-Help, collects when you use this website or request a Personalized IUL Fit Review, why we collect it, who we share it with, and how to have it removed.

What we collect

When you submit the fit assessment, we collect:

  • What you tell us: your name, phone number, email address, state of residence, age range, objective, the monthly amount you said you would be comfortable committing, your decision timing, and whether you want to speak now or schedule a time.
  • Proof of your consent: the exact wording shown to you, its version number, the date and time you agreed, the page URL, your IP address and browser user agent, and any later opt-out.
  • How you reached us: the advertising click identifier (such as Google’s GCLID, GBRAID or WBRAID), the campaign, ad group, keyword and match type, the page you landed on, and the referring site.
  • Your time zone, so follow-up calls land inside your own local hours rather than ours.

We do not ask for, and do not want, your Social Security number, medical records, bank details or policy numbers through this website. Please do not send them here. An agent will collect anything an application needs through a secure carrier system.

Why we collect it

To have a licensed agent contact you about the review you asked for, to route you to an agent licensed in your state, to keep a record that you agreed to be contacted, and to measure which advertising produced genuine enquiries. We report outcomes back to advertising platforms so we can stop paying for clicks that never wanted a call.

Who we share it with

  • Licensed agents appointed with us who are licensed in your state.
  • Insurance carriers, and only if you decide to apply.
  • Service providers running our customer relationship management, telephony and email systems, under contracts limiting them to acting on our instructions.
  • Advertising platforms, and only the outcome of a click, so campaigns can be measured. We do not send them your answers.

We do not sell your personal information, and we do not share it with unaffiliated third parties for their own marketing. Your details are not passed to a lead-buying network or resold to other agencies.

How long we keep it

Consent records and contact history are retained for five years, the period over which we may need to demonstrate that a call was permitted. Assessment answers are retained for three years. Opt-out records are kept indefinitely, because that is the only way to be certain we never contact you again.

Your choices

We will not treat you differently for exercising any of these rights. We respond within 45 days.

Cookies and measurement

This site stores your advertising click identifier and campaign details in your browser so a conversion can be attributed to the click that paid for your visit. It runs no third-party advertising trackers, no social media pixels and no session recording. Clearing your browser storage removes it.

If your browser sends a Global Privacy Control signal, those identifiers are stripped before anything is sent to us, and no conversion is reported to any advertising platform. Your request still reaches a licensed agent, because that is what you asked for.

Children

This site is not directed to anyone under 18, and we do not knowingly collect information from them.

Contact

Tomorrow Life, Inc., d/b/a LifePolicies-Help. 37 N Orange Ave, Orlando, FL 32801. privacy@lifepolicies-help.com